What debts can I discharge in bankruptcy?
In Minnesota, you can usually discharge most of your unsecured debts during bankruptcy. Unsecured debts are debts that are not backed by collateral, such as medical bills, credit card bills, utility bills, personal loans, and certain types of tax debt. However, there are some types of debt that cannot be discharged in bankruptcy. These include most taxes owed to the state or federal government, child support, and alimony. Student loan debt and court-ordered fines or obligations, such as restitution, also typically cannot be discharged. In addition, debt incurred through fraud, embezzlement, or other types of intentional wrongful behavior are not dischargeable. Before you file for bankruptcy, it is important to consult with a bankruptcy attorney to determine exactly which types of debt can be discharged. In addition, there may be legal restrictions on the types of debt that can be discharged in a bankruptcy case in Minnesota. A qualified bankruptcy attorney can help you understand and navigate the legal requirements.
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