What debts can I discharge in bankruptcy?

In Virginia, you may be able to discharge most types of debts in bankruptcy, including credit card debt, medical bills, personal loans, utility bills, and other unsecured debts. You may also be able to discharge some taxes, depending on when they were assessed, as well as child support and alimony arrears. However, there are certain debts you cannot discharge in bankruptcy. These include student loans, child support and/or alimony payments, certain taxes, and certain types of court judgments. In addition, any debt obtained from fraud or other illegal activities cannot be discharged in bankruptcy. It is important to note that bankruptcy filings are public records and can remain on your credit report for up to 10 years. This may impact your ability to obtain credit, rent an apartment, or get certain types of jobs. For this reason, it is important to consult with a lawyer and thoroughly consider all other options before filing for bankruptcy. A lawyer can also help you understand the implications of filing and make sure the process is done correctly.

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What debts can I discharge in bankruptcy?

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