Will bankruptcy stop wage garnishment?

Yes, filing for bankruptcy can stop wage garnishment in Texas. When a person files for bankruptcy, an automatic stay is put in place, which means that creditors, collection agencies, and wage garnishment orders must stop all collection action and wage garnishment. This means that creditors can no longer collect money through wage garnishment or other methods. In most cases, creditors must immediately return any money they have already garnished. The only exception to this rule is if the creditor has obtained a court order to continue garnishing wages. In this case, the wage garnishment will not be stopped until the court order is changed or the bankruptcy case is closed. It is important to note that filing for bankruptcy will not completely erase debts. Instead, it will provide financial relief by allowing debtors to pay off their debts over a period of time or to have some debts discharged and removed from their credit report. If you are facing wage garnishment in Texas and are considering filing for bankruptcy, it is important to consult with a qualified bankruptcy attorney to discuss your options and their potential outcomes. An experienced attorney can help you decide which option is best for your situation and guide you through the bankruptcy filing process.

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Will bankruptcy stop wage garnishment?

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