How often can I file for bankruptcy?

In Maryland, you may file for bankruptcy as often as you need to, however, there may be limits on the type of bankruptcy you can file depending on how much time has passed since your last filing. For Chapter 7 bankruptcy, you must wait eight years after the filing of a previous Chapter 7 case before you can file another one. If you have filed for Chapter 7 bankruptcy within the past eight years, you may instead want to consider filing for a Chapter 13 bankruptcy. For Chapter 13 bankruptcy, you must have received a discharge in a Chapter 7 bankruptcy more than four years ago or in a Chapter 13 bankruptcy more than two years ago. In addition, you cannot file for more than one type of bankruptcy within a one-year period. If you do, your case could be automatically dismissed. A dismissed bankruptcy case could cause you to lose the protections and benefits of filing for bankruptcy. It is important to understand the bankruptcy laws in your state before filing to make sure you are making the right decision and getting the most value from your bankruptcy filing. Additionally, seeking the guidance of a qualified bankruptcy attorney can help you understand the laws and best navigate the process.

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How often can I file for bankruptcy?

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