How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

If you are a resident of Maryland and would like to convert your bankruptcy case from a Chapter 7 to a Chapter 13, you must first meet certain criteria. In order to do this, you must have filed a petition for relief under Chapter 7 and have received a discharge. You must also have a steady income and be able to come up with a repayment plan that satisfies your creditors. To begin the conversion process, you must file a Motion to Convert with the court. This should include your reasons for wanting to convert from a Chapter 7 to Chapter 13 as well as your proposed repayment plan. You will also need to provide proof of your income and calculations of your repayment plan. Once you have filed this motion, a hearing date will be set. This gives the court an opportunity to review your reasons for wanting to make the conversion and to approve or deny the motion. If the motion is approved, the court will then approve the proposed repayment plan. Once the repayment plan has been approved, you will need to start making payments according to the plan. It is important to keep up with these payments in order to avoid any complications or further legal actions. In conclusion, converting your bankruptcy case from a Chapter 7 to a Chapter 13 is possible in Maryland. However, you will need to meet certain criteria as outlined above and file a Motion to Convert with the court. If the motion is approved, you will then need to make payments according to the repayment plan in order to avoid any further legal complications.

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