Does filing for bankruptcy eliminate debts such as child support and alimony?

The answer to this question depends on the type of bankruptcy you file for. Generally, filing for bankruptcy will not eliminate debts such as child support and alimony. In Maryland, these types of debts are considered priority debts and are not typically discharged in bankruptcy. This means that regardless of whether you decide to file for Chapter 7 or Chapter 13 bankruptcy, you would still have to continue to pay your child support and alimony obligations. However, while filing for bankruptcy will not eliminate these types of debts, it may be able to reduce or delay them. If you file for Chapter 13 bankruptcy, you may be able to reorganize your debt and have a repayment plan approved. This would allow you to make smaller payments over a longer period of time to reduce the burden of your child support and alimony payments. It’s important to note that if you are behind on your child support or alimony payments, filing for Chapter 7 or Chapter 13 bankruptcy will not stop any enforcement actions from being taken against you. It also will not stop your creditors from attempting to collect on outstanding debts. Therefore, it’s important to reach out to an experienced Maryland bankruptcy attorney to discuss your options and determine the best course of action.

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