How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

In California, converting from a Chapter 7 bankruptcy to a Chapter 13 bankruptcy requires filing a motion asking the court to convert the case. You can either file this motion yourself or with the help of a lawyer. The motion must include the reasons why you want to convert your case. Before filing the motion, you must complete a credit counseling session from an agency approved by the U.S. Trustee and file a certificate of completion of credit counseling with the court. You will also need to be aware of your budget and income and be able to propose a repayment plan that is approved by the court. The repayment plan is the core of a Chapter 13 proceeding. It must include the amount of money you will pay to creditors, the duration of the repayment plan, and the resources you will use to make payments. Once the motion to convert is filed, the case will be set for a hearing, and the court will review the merits of the motion. If the court approves the motion, the case will be converted into a Chapter 13 and you will be required to start making payments pursuant to your repayment plan. In conclusion, the process of converting a Chapter 7 Bankruptcy case to a Chapter 13 in California involves a motion to convert, credit counseling, a proposed repayment plan, and a hearing before the court.

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How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

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