How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

In Massachusetts, if you wish to convert your bankruptcy case from a Chapter 7 to a Chapter 13, you will need to file a motion to convert. This motion can be filed by you or your attorney, and should include a detailed explanation for why the conversion is necessary. The motion should also include documents showing that your financial circumstances have changed since your initial filing and warrant a change in the type of bankruptcy. Once the motion is filed, you will need to attend a hearing to present your reasons for conversion to a judge. The judge may ask you questions to help determine your eligibility for a conversion. If the judge grants the motion, you will then need to complete the Chapter 13 bankruptcy process, which includes filing a repayment plan and having your creditors vote to accept it. In some cases, the judge may ask for additional documentation such as income and expenses to establish that you can afford a Chapter 13 repayment plan. If this is the case, you will need to provide this documentation and attend a confirmation hearing where the judge will decide if your repayment plan should be approved. If the judge approves your request to convert the bankruptcy case, a court-appointed trustee will work with you to develop a repayment plan for your creditors. Once the plan is approved, you will be legally obligated to make the agreed-upon payments until your bankruptcy is discharged.

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How do I convert my bankruptcy case from a Chapter 7 to a Chapter 13?

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