Are there any types of debt that will survive a bankruptcy discharge?

In Massachusetts, there are some types of debt that will not be discharged in a bankruptcy case. These types of debt include unpaid taxes, student loan debt, child support, alimony, and any court-ordered fines. In addition, debt incurred by the fraudulent use of credit cards, debt incurred through wrongful death or personal injury caused by the debtor’s negligence, and criminal restitution payments will not be discharged. It is also important to note that any debt that is co-signed by a third party, such as a parent, will also not be discharged. The signer of the loan will still be liable for repayment. Furthermore, debt incurred by “willfully and maliciously” causing injury or damage to another person or their property will not be discharged. Although some debt types will not be discharged in bankruptcy, filing for bankruptcy is still a valid option to get relief from other kinds of debt. Bankruptcy can give a debtor the opportunity to get a fresh start and begin rebuilding their financial situation. Furthermore, it can temporarily halt any collection activities, halting any wage garnishment, foreclosure, repossession, and harassment from creditors.

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Are there any types of debt that will survive a bankruptcy discharge?

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