Are there any special provisions for filing for bankruptcy as a single parent?

Yes, there are special provisions for filing for bankruptcy as a single parent in Massachusetts. Generally, single parents can qualify for certain levels of relief under the Bankruptcy Code. The most common form of relief for single parents is Chapter 7 bankruptcy. With this form of bankruptcy, single parents can eliminate most, or all, of their unsecured debt. Unsecured debt includes credit cards, medical bills, and other types of debt that don’t have a physical asset attached to them. This relief can potentially help single parents become debt-free, and can give them the opportunity to receive a fresh start. In addition to filing for Chapter 7 bankruptcy, single parents can also find relief by filing for Chapter 13 bankruptcy with a “workout plan.” This type of plan can potentially allow a single parent to retain some of their assets, and can also provide a payment plan for their debt. Under a Chapter 13 bankruptcy, single parents may be able to get their debt reduced to an amount that they can repay over the course of a 3-5 year period. In Massachusetts, the state has also set up the Massachusetts Bankruptcy Assistance Project to help single parents receive assistance in filing for bankruptcy. This program provides free counseling and guidance for those who qualify. Overall, there are a variety of options for single parents who are looking to file for bankruptcy in Massachusetts. By taking advantage of the available relief, single parents can potentially have a chance to start fresh and become free of debt.

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Are there any special provisions for filing for bankruptcy as a single parent?

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