Are there any debts that cannot be discharged in bankruptcy?

Yes, there are certain debts that cannot be discharged through bankruptcy in West Virginia. These debts can include any government imposed fines or penalties, student loans, unpaid child support or alimony, certain taxes, and any fraudulently obtained debts. Government imposed fines and penalties are debts that are imposed by a court or state authority due to the violation of the law. These debts cannot be discharged, even in bankruptcy, and must be paid for in full. Student loans, such as those taken out in college or graduate school, are also not dischargeable. Many student loans are insured by the federal government and as such, cannot be discharged. If a person is obligated to pay alimony or child support, that debt is not dischargeable. Even if the responsibility of paying alimony or child support was discharged in a divorce proceeding, once the divorce decree is finalized, the debt is not discharged. In addition, any tax debts or fraudulently obtained debts are not discharged in bankruptcy. Tax debts include income taxes, employment taxes, and even taxes on property. Fraudulently obtained debts are those that are obtained by deception, such as using false information or lying on an application. In conclusion, these are just some of the debts that are not dischargeable in bankruptcy in West Virginia. It is important to be aware of these types of debts as they will remain the responsibility of the debtor, even after bankruptcy has been filed.

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