How often can I receive a bankruptcy discharge?

In Florida, you can receive a bankruptcy discharge once every 8 years. This means that if you have filed for bankruptcy, you must wait 8 years before you can file for bankruptcy again. A bankruptcy discharge works by releasing you from legal responsibility for certain debts. This means you no longer have to pay back the debts that have been included in the bankruptcy discharge. A few debts are not discharged, such as alimony, court fees, student loans, and some taxes. In some instances, you may qualify for an earlier bankruptcy discharge. If you have paid back a portion of your debts that you included in your original bankruptcy and then filed for bankruptcy again after 4 or more years, you may be eligible for an earlier discharge. In addition, if you filed a Chapter 13 bankruptcy and re-paid all your debts in full, you may be eligible for an earlier discharge after only 2 years. If you file for bankruptcy a second time before the 8-year period is up, you may be subject to criminal prosecution. It is important to know the time limits and other restrictions that apply to bankruptcy in Florida before filing for bankruptcy.

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How often can I receive a bankruptcy discharge?

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