Will bankruptcy stop wage garnishment?

Yes, bankruptcy will stop wage garnishment in Florida. Wage garnishment is a type of legal action taken by creditors to collect money that is owed to them. When a person files for bankruptcy in Florida, they are protected by the bankruptcy court and an automatic stay is put in place. This automatic stay prohibits creditors from continuing wage garnishment, as it legally obligates them to stop all attempts to collect debts from the debtor. The Bankruptcy Code states that any wage garnishment must stop immediately after a person files for bankruptcy in Florida. This means that once the filing is made, all forms of wage garnishment must be stopped immediately, including garnishments that were initiated before the bankruptcy was filed. This means that wages can no longer be garnished, nor can debt collectors contact the debtor about their current debts. If wage garnishment is continuing after a person has filed for bankruptcy, they should contact the bankruptcy court or an attorney to ensure the creditors are in compliance with the automatic stay. If creditors do not comply with the automatic stay, they can be held fully liable for any wages that have been garnished illegally. In summary, when a person files for bankruptcy in Florida, the automatic stay put into place by the bankruptcy court will stop any wage garnishment that is being carried out. This includes any garnishments that have already been initiated, and creditors can be held liable for any wages that have been garnished illegally after the filing.

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