How long do I have to wait before I can file for bankruptcy again?

Filing for bankruptcy is a serious decision that should only be made after careful consideration of your financial options. In Florida, the answer to this question depends on what type of bankruptcy protection you are filing for. If you previously filed for Chapter 7 bankruptcy, you must wait 8 years after your previous filing date before you can file for Chapter 7 bankruptcy again. If you previously filed for Chapter 13 bankruptcy, you must wait 6 years after your previous filing date before you can file for Chapter 13 bankruptcy again. Additionally, you must wait 4 years after your previous filing date to receive a discharge on a Chapter 13 bankruptcy. Keep in mind, you can still file for bankruptcy protection after the waiting period is over. However, a court may deny your request if it determines that the filing was part of an effort to commit fraud. Before you file for bankruptcy again, it is important to weigh all the pros and cons and discuss your options with a qualified bankruptcy attorney. Bankruptcy can provide much-needed relief to your financial situation, but it is not a long-term solution.

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How long do I have to wait before I can file for bankruptcy again?

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