What is considered a non-dischargeable debt?

A non-dischargeable debt is a debt that is not forgiven (or discharged) when you file for bankruptcy in Delaware. This means that even after you file for bankruptcy, you are still legally responsible for paying back the debt. Examples of non-dischargeable debts include student loans, child support, alimony, and certain taxes. Creditors may also be granted a non-dischargeable debt if they provide evidence that the debt resulted from fraudulent activity. In Delaware, there are some unique non-dischargeable debts, such as motor vehicle repair and storage charges, as well as fees that were imposed due to a violation of any local, state, or federal laws. In addition, some debts can become non-dischargeable if the bankruptcy court finds that the debt was incurred by fraud or misrepresentation. For instance, if a Delaware resident took out a loan with false information and later declared bankruptcy, the debt could be classified as non-dischargeable. Furthermore, any debts incurred through willful and malicious conduct would also be considered non-dischargeable. It is important to note that a non-dischargeable debt is still legally enforced, and creditors may still attempt to collect on the debt. To avoid being held responsible for non-dischargeable debts, it is essential to speak with a knowledgeable Delaware attorney before filing for bankruptcy. An attorney can help you understand which debts are and are not dischargeable, as well as the implications of not being able to discharge your debts.

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What is considered a non-dischargeable debt?

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