What is considered a non-dischargeable debt?
In a bankruptcy filing in Florida, a non-dischargeable debt is a type of debt that a debtor is not allowed to have discharged through the bankruptcy process. Non-dischargeable debts are typically those debts that are deemed to be more serious than other types of debt. Examples of non-dischargeable debts in Florida include: child support or alimony payments, student loan debt, and taxes. In addition, in Florida, debts incurred through fraudulent behavior or willful and malicious actions are also considered non-dischargeable debts. Examples of this type of debt include debts incurred from personal injury caused by the debtor’s intoxication, debts arising from fraud or false representation, or debts from embezzlement or larceny. In addition, certain fines and penalties imposed by government entities are considered non-dischargeable debts. Examples of these include court-imposed damages for breach of contract or civil judgments. Finally, in Florida, non-dischargeable debts can also include debts arising out of contracts or agreements made before filing for bankruptcy. Examples of these include credit card or loan debts, or those arising from the purchase of goods and services. In conclusion, non-dischargeable debts are typically those that are more serious than other types of debts, and those that are deemed to be a result of fraudulent or willful and malicious acts. Additionally, certain fines and penalties imposed by government entities, and debts arising out of contracts or agreements made prior to filing for bankruptcy are also typically considered non-dischargeable debts in Florida.
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