What is considered a non-dischargeable debt?

Non-dischargeable debts are debts that cannot be discharged in bankruptcy. In Rhode Island, these debts include: • Child Support and Alimony - Obligations to pay child support and alimony are not dischargeable regardless of when they were incurred. • Student Loans - Federal student loans are generally not dischargeable in bankruptcy unless repaying them would be an undue hardship. Private student loan debts are similarly not dischargeable. • Taxes - Taxes that have not been filed in the last 3 years or taxes that are subject to an assessment or deficiency are not dischargeable. • Fines - Fines, taxes, penalties, or citations imposed by government agencies are generally not dischargeable. • Other Debts - Some other debts, such as debts incurred due to fraud, or from a personal injury judgment, are not dischargeable. Certain debts cannot be discharged in bankruptcy as a matter of public policy, such as debts from willful malicious injuries, gambling debts, and debts for restitution or fines imposed by a criminal court. In short, any debt that falls into any of these categories is considered a non-dischargeable debt in the state of Rhode Island. These debts must be paid back even after going through the bankruptcy process.

Related FAQs

How do I know if I qualify for a Chapter 13 bankruptcy?
Is there a deadline for filing for bankruptcy?
Can I keep my home when filing for bankruptcy?
Will filing for bankruptcy stop a lawsuit?
What are some of the potential pitfalls to filing for bankruptcy?
Are there any debts that cannot be discharged in bankruptcy?
Are there any assets that I cannot keep after filing for bankruptcy?
Will bankruptcy discharge the entire amount of debt owed?
Can I keep my car when filing for bankruptcy?
How will filing for bankruptcy affect my credit score?

What is considered a non-dischargeable debt?

Related FAQs

Related Blog Posts