Are there any types of debt that will survive a bankruptcy discharge?

Yes, there are certain types of debt that will survive a bankruptcy discharge in Rhode Island. These debts are most commonly referred to as “non-dischargeable” and include most taxes, student loans, domestic support obligations (such as child support or spousal maintenance payments), and any debts that were obtained through fraud. Taxes, in particular, may not be discharged in Rhode Island, regardless of when they were incurred. Furthermore, some forms of taxes are never dischargeable, including unpaid property taxes, income taxes assessed within the last three years, and any taxes that you willfully attempted to evade or were assessed fraudulently. Student loans will also survive a bankruptcy discharge. Unless a court finds that it would be an undue hardship for the debtor, any outstanding student loan obligations must be paid regardless of whether or not the debtor has declared bankruptcy. Domestic support obligations, such as spousal maintenance payments or child support, are also never discharged in a bankruptcy. Additionally, any debts that were obtained through fraud or deception are not dischargeable in a bankruptcy. This includes any debts that were incurred with the intent to defraud a creditor or to conceal assets. Any debts obtained for luxury goods or services that occurred within 90 days prior to filing for bankruptcy are also not dischargeable. In summary, certain types of debt will survive a bankruptcy discharge in Rhode Island, including taxes, student loans, domestic support obligations, and any debts that were obtained through fraud or deception. It is important to understand that these obligations may be non-dischargeable and must still be paid even after filing for bankruptcy.

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Are there any types of debt that will survive a bankruptcy discharge?

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