Is there a time limit to report a bicycle accident injury to my insurance company?
In Michigan, the time limit to report a bicycle accident injury to an insurance company depends on the type of insurance policy. Generally, it is important to report the incident to the insurance company promptly. If you have a personal injury protection (PIP) or no-fault insurance policy, you usually have up to one year from the date of the accident to report the injury to your insurance company. However, some no-fault policies may require that you report the injury within 30 days of the accident. It is important to look at your policy to determine the requirements. If you have liability insurance, you usually have up to three years to report the injury to your insurance company. However, this could vary, so it is important to check with your insurance provider to determine the exact time limit. In addition to reporting the injury to your insurance company, you may also have to report the accident to the Michigan Department of Motor Vehicles (DMV) if the accident caused serious injury or death. You must report the accident within 10 days of the incident. Overall, it is important to contact your insurance company as soon as possible after a bicycle accident to ensure that you are within the time limits of your specific policy. It is also important to report the accident to the DMV if required.
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