What if I do not have insurance coverage for a bicycle accident?
If you do not have insurance coverage for a bicycle accident in North Carolina, you may still have legal options. Depending on the circumstances of the accident, the at-fault driver (if there was one) could be liable for your losses. Also, depending on if the driver has insurance, their insurance company could be responsible for compensating you if the accident was their fault. Additionally, if the driver was underinsured or uninsured, you may have some coverage under your own automobile insurance policy. It is important to contact your insurance carrier to determine if you are covered under your policy. If the accident was not the fault of another driver, you may be able to seek financial relief from your own insurance policy if you have uninsured motorist coverage. This coverage is designed to help with medical costs, lost wages, and other expenses related to an accident if the other driver does not have insurance. It is also possible to file a claim for personal injury against the person who caused the accident to recover your losses. This type of claim may require a lawyer depending on the extent of your injuries. No matter the case, if you have been involved in a bicycle accident in North Carolina, it is important to take legal actions to make sure you are adequately compensated for your losses. It may be a good idea to discuss your case with a bicycle accident lawyer to determine the best course of action for your circumstances.
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