What if I do not have insurance coverage for a bicycle accident?

If you are involved in a bicycle accident in Pennsylvania and you do not have insurance coverage, you will be personally liable for any damages you caused. This means that you will be responsible for paying any medical bills, lost wages, and other costs or expenses related to the accident out of your own pocket. It is important to remember that you may be liable to the other party even if you were not at fault for the accident. Pennsylvania is a “comparative negligence” state, meaning that liability for damages is apportioned based on the proportion of each party’s negligence. If you are found to be partially responsible for the accident, you will be responsible for a portion of the damages. You should also be aware that you may be held liable for punitive damages if the circumstances of the accident were particularly egregious. Punitive damages are sometimes awarded by a court to punish wrongdoers and deter similar behavior in the future. If you do not have insurance coverage for a bicycle accident, you should consider consulting with an experienced bike accident attorney to discuss your legal options and determine if you need to pursue a claim. A qualified attorney can help ensure you receive any compensation due to you.

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What if I do not have insurance coverage for a bicycle accident?

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