What if the at-fault party does not have enough insurance to cover my damages?

In South Carolina, if you’ve been injured in a bicycle accident and the at-fault party does not have enough insurance to cover your damages, you may have other options available. First, if you have an existing health insurance policy, you can make a claim under that policy for your medical expenses. Additionally, depending on the type of insurance policy the at-fault driver holds, any remaining expenses can be sought through an Uninsured/Underinsured Motorist Coverage Policy. If you do not have health insurance and the at-fault party’s policy is insufficient to cover your damages, you can pursue a claim against them in civil court. However, regardless of the outcome of the case, if the at-fault driver doesn’t have the financial resources to cover your damages, you may not see any compensation. In that case, you could sue the at-fault driver through a debt collection agency. It is important to note that each case is different, and the best option to pursue in the event the at-fault driver doesn’t have enough insurance to cover your damages is to contact an experienced bicycle accident attorney who can review the facts of your case and provide you with the best legal advice. An attorney can also help you determine the best course of action to pursue.

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What if the at-fault party does not have enough insurance to cover my damages?

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