What if the at-fault party does not have enough insurance to cover my damages?
If the at-fault party does not have enough insurance to cover your damages following a bicycle accident in Washington, your options will depend on your specific situation. Generally, if you have uninsured/underinsured motorist coverage on your own insurance policy, you may be able to make a claim with your own insurer to help pay for the damages. Uninsured/underinsured motorist coverage is additional coverage you can add to your auto insurance policy that helps to protect you in the event of an accident involving someone without enough insurance to cover your damages. If you don’t have this coverage and the at-fault party doesn’t have enough insurance, you may have to look to other sources to try and recover your damages. This could include making a claim against the at-fault party’s assets or suing them in civil court. However, this option is not always available or feasible, as the at-fault party may not have any assets. No matter what situation you find yourself in, it’s always best to consult with an experienced bicycle accident attorney in Washington. They will be able to advise you on your legal rights and help you determine your best course of action.
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