What if the at-fault driver is uninsured or underinsured?

If you are involved in an accident with an uninsured or underinsured driver in Florida, you may be able to receive compensation for your injuries and damages. This is done through a process called UM/UIM coverage. This coverage stands for Uninsured Motorist (UM) or Underinsured Motorist (UIM), and it is an auto insurance coverage that pays for expenses associated with an accident caused by an uninsured or underinsured driver. If you are in an accident with an uninsured or underinsured driver, you should file a claim with your insurance company or the insurance company of the at-fault driver. You will need to prove that the at-fault driver is, in fact, uninsured or underinsured. This can be done by gathering evidence such a police report, witness statements, or photos. In order to receive compensation, you must prove that the accident was caused by the at-fault party’s negligence. If it can be proven, you may be able to receive compensation for medical expenses, lost wages, and other damages resulting from the accident. If you are involved in an accident with an uninsured or underinsured driver, it is important to seek legal counsel to ensure that all of your rights are protected. An experienced lawyer can help you navigate the complex insurance laws in Florida and make sure that you get the compensation that you deserve.

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What if the at-fault driver is uninsured or underinsured?

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