What if the at-fault driver is uninsured or underinsured?

If a bicycle rider is involved in an accident with a driver who is uninsured or underinsured, the bicyclist must take legal steps to ensure they receive the compensation they are entitled to. In New Jersey, the uninsured/underinsured motorist clause of a bicyclist’s auto insurance policy allows them to be compensated for any damages or injuries caused by an uninsured motorist. Under this clause, the insurance company of the bicyclist can pay for any medical expenses, lost wages, or other damages sustained as a result of the accident. The insurance company of the bicyclist would then be able to pursue legal action against the at-fault driver to collect any money paid out for damages or injuries. If the bicyclist does not have uninsured/underinsured motorist coverage in their insurance policy, they can sue the at-fault driver for any damages or injuries caused by the accident. In court, the bicyclist can attempt to gain compensation for any costs they incurred as a result of the accident. However, if the uninsured driver is unable to pay these costs, the bicyclist may not be able to recover the money they are owed. It is important to remember that no matter the circumstances of the accident, all bicyclists should seek legal advice to ensure they are able to recover the compensation they deserve. An experienced attorney familiar with bicycle accident law in New Jersey can work with the bicyclist to ensure they are taken care of.

Related FAQs

What if the driver who caused my bicycle accident was a commercial vehicle?
What if multiple drivers were involved in a bicycle accident?
What if the driver who caused my bicycle accident was illegally parked?
What if I am hit by a car while on a bicycle and the driver does not stop?
What if the driver who caused my bicycle accident was speeding?
What if a bicycle rider collides with a motor vehicle while crossing an intersection?
What insurance should I use to cover a bicycle accident?
What if I am hit by a car while riding a bicycle and the driver does not have insurance?
What if I cannot identify the driver who caused my bicycle accident?
What if the driver who caused my bicycle accident was distracted while driving?

What if the at-fault driver is uninsured or underinsured?

Related FAQs

Related Blog Posts