What if I do not have enough insurance coverage for my bicycle accident?

If you do not have adequate insurance coverage for a bicycle accident in New Hampshire, you may need to pursue legal action in order to receive compensation for any damages or medical bills associated with the accident. The first step would be to consult an experienced attorney to determine whether you have a valid claim. Your attorney may advise you to file a personal injury claim against the at-fault bicycle operator or their insurance company. If you have suffered physical or emotional injuries as a result of the accident, your attorney can help you determine what kind of damages are appropriate to seek, including medical bills, lost wages, and any pain and suffering. Additionally, your attorney can also assist you in calculating the amount of any punitive damages you may be entitled to. The other option if you have inadequate insurance coverage is to pursue a civil lawsuit. A civil lawsuit requires you to prove that the other bicycle operator was responsible for the accident. You would need to provide evidence of their liability, such as eyewitness testimony, photographs, and other applicable documents. It is also important to keep detailed records of any medical bills and lost wages as a result of the accident. Your attorney can guide you through this process, as well as inform you of any applicable statutes of limitations that may apply to your situation. Ultimately, the decision to pursue a personal injury claim or civil lawsuit for bicycle accident compensation depends on your unique circumstances.

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