What if I do not have enough insurance coverage for my bicycle accident?
If you do not have enough insurance coverage for your bicycle accident in New York, there are a few options for you to explore. First, you can contact the driver’s insurance company to see if they have some type of liability coverage for the accident. If not, you may be able to file a claim with your own insurance company to cover any remaining costs associated with the accident. In some cases, however, the coverage may not be enough to cover all of the costs, and in this case you may have to pay out of pocket for any additional costs. In addition, you may also be able to seek compensation for your bicycle accident from other sources such as filing a personal injury lawsuit against the driver who caused the accident. This type of legal action may allow you to receive compensation for any medical bills, lost wages, pain and suffering, and other expenses related to the accident. In New York, you must file a personal injury lawsuit within three years from the date of the accident, so it is important you do not wait too long to begin gathering the necessary evidence. Finally, if you are unable to pay for any additional costs associated with the accident, you may be able to seek financial assistance through a number of organizations such as charitable organizations, legal aid, and state assistance programs. Additionally, you may also be able to find free legal advice to help you navigate the process of filing a lawsuit or other legal action.
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