What if the driver who caused my bicycle accident does not have enough insurance?

If you have been injured in a bicycle accident in California and the other driver does not have enough insurance to cover your damages, you may still be able to recover compensation. California is a fault-based state, which means that the at-fault driver is liable for any damages caused in an accident. In this case, you can file a personal injury lawsuit against the driver for the damages that their insurance does not cover. In some cases, you may also be able to make a claim under your own car insurance policy. This type of coverage is called Uninsured/Underinsured Motorist (UIM) coverage. Depending on your policy and the severity of your accident, UIM coverage can be used to cover expenses such as medical bills, lost wages, and pain and suffering. If you do not have UIM coverage, then you may be able to file a claim with the California Uninsured/Underinsured Motorist Fund. This fund was created to help people who were injured in accidents where the at-fault driver is uninsured or underinsured. You must submit a written application with proof of your damages, and if approved, you can receive compensation. If you were injured in a bicycle accident in California, it is important to seek legal advice. An experienced attorney can help you understand your legal rights and determine the best course of action so you can get the compensation you deserve.

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What if the driver who caused my bicycle accident does not have enough insurance?

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