What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle in California and the driver does not have insurance, you may be able to file a claim with your own auto insurance if you have it. Your auto insurance may have an Uninsured Motorist (UM) coverage, which will cover damages caused by uninsured drivers. This type of coverage is often included in the “liability” coverage portion of your policy. However, it is important to note that UM coverage is not available in all states and may not be available in California. Therefore, it is important to check with your insurance company regarding the availability of this coverage. If you do not have auto insurance, you might be able to file a claim with your health insurance provider. Your health insurance may provide coverage for medical expenses resulting from the bicycle crash. Additionally, you may be able to file a lawsuit against the driver for any other damages you incurred, such as lost wages, pain and suffering, or property damage. It is important to note, however, that if the driver does not have insurance, it may be difficult to receive any compensation from them. In the case that you are unable to get compensation from the driver, you may be able to pursue an uninsured motorist claim with your own insurance or with a special fund created to pay people who have been injured in accidents with uninsured drivers. This fund is called the California Uninsured Motorist Fund and is administered by the State of California. It is important to seek legal advice in order to determine the best course of action for you.

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What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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