What if the driver at fault in a bike accident does not have insurance?

If the driver at fault in a bicycle accident in South Carolina does not have insurance, the person who was injured in the accident may have some options for compensation. The injured cyclist’s first option may be to file a third-party insurance claim with their own insurance company. A third-party insurance claim is when someone who is not a party to an insurance policy, such as the cyclist in this case, makes a claim on an insurance policy. The injured cyclist’s insurance company may be able to provide compensation for medical bills, lost wages, property damage, and other related costs. Another option available to the injured cyclist is to sue the driver. This is known as a lawsuit for negligence, which means that the injured cyclist must prove that the driver was negligent and that their negligence caused the accident and resulting injuries. In this case, the driver’s lack of insurance would make it difficult or impossible to collect on a judgment in the cyclist’s favor. Finally, the injured cyclist could consider bringing a claim in small claims court. A small claims court is a court that deals with smaller, civil matters such as bicycle accidents. The advantage of filing a claim in small claims court is that the injured cyclist may be able to receive some compensation from the driver even if the driver does not have insurance. No matter what option the injured cyclist chooses, it is important for them to seek advice from an experienced lawyer who specializes in bicycle accident law in South Carolina. A lawyer can review the facts of the case and advise the cyclist on the best course of action for seeking compensation.

What if the driver at fault in a bike accident does not have insurance?

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