What if the driver at fault in a bike accident does not have insurance?

If a driver without insurance is at fault in a bike accident in Washington, the cyclist may still be able to recover compensation for their losses. Depending on the circumstances, the cyclist will likely have to pursue other avenues of recourse, such as the other driver’s personal assets, an uninsured motorist policy, or their own insurance policy. In Washington, some auto insurance policies contain uninsured motorist coverage. This coverage will provide reimbursement to policyholders who are injured by an uninsured driver. It is important to check the insurance policy to see if the cyclist has uninsured motorist coverage. If the cyclist does not have uninsured motorist coverage or if the coverage limits are insufficient, they may bring a legal claim against the other driver. This will involve seeking damages from the driver’s personal assets. If the driver has few assets, they may be difficult to collect. The cyclist may be able to seek compensation from their own insurance policy. If they purchased medical payments coverage or personal injury protection coverage, that coverage should provide benefits regardless of fault. These coverages will provide reimbursement for medical bills, lost wages, and other damages. If a driver without insurance is at fault in a bike accident in Washington, the cyclist should speak to an experienced accident attorney to discuss their options for recovering compensation.

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What if the driver at fault in a bike accident does not have insurance?

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