What if the driver who caused my bicycle accident was uninsured?
If you were involved in a bicycle accident in California and the driver who caused the accident was uninsured, you may still have options for compensation. Unfortunately, California does not have a no-fault system for bicycle accidents. This means that the at-fault driver must be found in order to secure compensation. In California, drivers are required by law to carry liability insurance, which will typically pay for the damages caused by the accident. If the driver who caused your bicycle accident was uninsured, it is likely that they do not have adequate resources to pay for your damages. In this case, you may have to pursue a different route to compensation. If the driver who caused your bicycle accident did not have insurance, you may be able to file a claim with your own insurance company. If you have uninsured motorist coverage, your own policy may pay for your damages, assuming the other driver is found responsible for the accident. You should speak with an attorney to discuss your options for compensation. You may also be able to file a lawsuit against the driver who caused your bicycle accident. If the driver has no insurance, they may not have sufficient assets to cover the cost of your damages, but a lawsuit may be the only way to pursue compensation. Finally, if the driver who caused your bicycle accident was covered by an employer’s policy, you may be able to file a claim with their insurance company. Contact an attorney to discuss the legal options available to you.
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