What if the driver who caused my bicycle accident was uninsured?

If you were involved in a bicycle accident in North Carolina and it was caused by an uninsured driver, you may be entitled to compensation through North Carolina’s Uninsured Motorist Coverage. This coverage is optional for drivers in North Carolina, but it is available if you purchased it in advance. If you have this type of coverage, you can use it to file a claim with your insurance company to pay for any medical bills, lost wages, and property damage that was caused by the driver that was uninsured. Your insurance company will then attempt to recover what they paid out from the at-fault driver’s insurance company, although if the driver was uninsured then this is unlikely to happen. If you do not have Uninsured Motorist Coverage, you may still be able to pursue a claim against the driver who caused the accident. If the driver is uninsured, this is more difficult and will likely require you to file a lawsuit against the driver. In these cases, you may be able to recover compensation for your medical bills, lost wages, and property damage that was caused by the accident. If you were involved in a bicycle accident in North Carolina, it is important that you speak with an experienced bicycle accident attorney as soon as possible to discuss your options. With the help of an experienced attorney, you can make sure that your rights to compensation are fully protected and that you receive the financial compensation that you are owed in a timely manner.

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