What if the driver who caused my bicycle accident was uninsured?

If the driver who caused your bicycle accident was uninsured, there are still legal options available to you in Washington. In Washington, uninsured motorist coverage is required for all drivers. This coverage is designed to help you if the driver who caused an accident does not have insurance coverage. Generally, uninsured motorist coverage will provide you with the same benefits that you are entitled to from the insurance of the at-fault driver. In addition to pursuing a claim through your own uninsured motorist coverage, you may also be able to pursue a claim against the at-fault driver. In Washington, a driver can be held liable for your damages if the driver was negligent and caused the accident. If the at-fault driver does not have insurance, the driver can still be held liable for your damages. Washington does not have laws that limit the amount of damages you can recover from an uninsured driver, so you may be able to recover the full amount of your damages. If you are unable to recover enough compensation from the uninsured driver, you may be able to pursue a claim through the Washington State Department of Insurance Uninsured Motorists Fund. This is a state-funded fund that pays out claims if an uninsured driver was at fault for an accident. To qualify for compensation from this fund, the driver must be uninsured and have caused the accident. No matter who was at fault for your bicycle accident, you should always consult a personal injury attorney to understand your legal rights and options. An attorney can help you obtain the compensation you deserve.

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