What if the driver in a bicycle accident appears to be uninsured or underinsured?

If the driver in a bicycle accident appears to be uninsured or underinsured in Washington, the cyclist can still receive compensation for damages. Although insurance companies make up the majority of payments, it may be possible to receive payment through other methods. If the cyclist is able to determine the identity of the driver, they may be able to file a personal injury lawsuit and receive compensation through a court-ordered judgement. Additionally, if the other driver is an employee of an employer, the cyclist can also file a workers’ compensation claim to receive payment. In various jurisdictions, cyclists may also have coverage through their own insurance policy or through a policy offered by their employer or another family member. Additionally, if the cyclist is financially unable to pay for the costs associated with the accident, public programs may be available for assistance. If a cyclist believes they are unable to receive payment through any other method, they should contact an experienced bicycle accident attorney for further advice. Bicycle accident laws vary by state and it is important for cyclists to understand their rights in the event of an accident with an uninsured or underinsured driver. An experienced attorney will be able to help cyclists better understand the legal process and assist them in obtaining the necessary compensation for damages and medical bills.

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What if the driver in a bicycle accident appears to be uninsured or underinsured?

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