What if the driver in a bicycle accident appears to be uninsured or underinsured?

If a driver appears to be uninsured or underinsured in a bicycle accident in South Carolina, the bicyclist can still be able to recover compensation. South Carolina is a fault-based insurance state, which means that the at-fault driver will be responsible for the losses incurred from the accident. If the driver lacks insurance, the driver may still be liable for the damages. In the event that the driver is uninsured or underinsured, the bicyclist may be able to utilize their own insurance policy for coverage. For example, if a bicyclist has uninsured motorist’s coverage as part of their auto insurance policy, the bicyclist may be able to recover damages from their own insurer. This coverage will provide compensation for medical expenses, property damages and other losses that the bicyclist has incurred due to the accident. Additionally, the bicyclist may be able to recover damages from the bicyclist’s own health insurance or other sources such as personal injury protection (PIP) benefits, Worker’s Compensation benefits or any other suitable source of compensation. If a bicyclist wants to ensure that they’re financially protected in case of an accident, they should always make sure to carry the proper insurance coverage. This may include uninsured motorist’s coverage, personal injury protection benefits, or other sources of coverage that could potentially provide compensation in the event of an accident.

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What if the driver in a bicycle accident appears to be uninsured or underinsured?

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