What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle and the driver does not have insurance in North Carolina, you may be able to pursue a claim against the driver’s uninsured motorist insurance policy. In North Carolina, uninsured motorist insurance is part of a standard car insurance policy and can provide coverage for bodily injury and property damage caused by a hit-and-run driver or an uninsured driver. Uninsured motorist insurance is designed to protect you in case of an accident with an uninsured motorist. In addition, if you have personal car insurance, you may be able to file a claim with your own insurance company, if you have a provision for uninsured motorist coverage. Depending on the coverage you have, you may also be able to submit a claim to your insurer for damages caused by an uninsured motorist. It is important to note that you must file a police report of the accident and collect as much evidence as possible to help prove your case. You should also seek medical attention as soon as possible and keep records of all related medical expenses. You should also hire an experienced personal injury attorney to assist you in pursuing a claim against the driver’s uninsured motorist insurance policy. An attorney can help you gather the necessary evidence and negotiate with the insurance company to obtain a fair settlement.

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What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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