What if the driver at fault in a bike accident does not have insurance?

If you are involved in a bicycle accident in North Carolina that was caused by a driver who does not have insurance, you have a few options. First, you can pursue a claim with the driver’s out-of-pocket funds, or you can check to see if you are eligible for Uninsured Motorist Coverage. If the driver does not have the funds to cover the cost of your medical expenses and property damage, you may be able to pursue a case against them in court. If it is determined that the driver is at fault, they may be held liable for damages. However, keep in mind that pursuing a court case can be expensive and time consuming. If you don’t have Uninsured Motorist Coverage and don’t want to pursue a court case, you also have the option to file a claim with your own insurance company. Depending on the type of policy you have, your insurance company may cover medical expenses and property damage that resulted from the accident. No matter which option you choose to pursue, make sure to consult a personal injury attorney to discuss the specifics of your situation. It is important to understand the law and to have an attorney on your side who can help you navigate the process.

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