What if I am hit by a car while riding a bicycle and the driver does not have insurance?

If you are hit by a car while riding a bicycle and the driver does not have insurance, then you may have difficulty recovering compensation for your injuries. In Pennsylvania, all drivers are required to carry liability insurance, which can be used to reimburse victims for their damages. Since the driver in your case does not have insurance, you will need to turn to other sources of payment. The first place you can look is your own auto insurance policy. If you carry car insurance, your policy may contain a clause covering you in the event of an accident while you are riding a bicycle. If this is the case, you may be able to recoup some costs from your own insurance provider. You may also be able to file a lawsuit against the driver that hit you. In Pennsylvania, injured cyclists may sue the driver for damages, including medical bills, lost wages, and pain and suffering. The driver may also be liable for punitive damages, which are intended to punish the driver for not carrying insurance. Finally, if the driver does not have any assets that can be used to compensate you, you can file for compensation through the Pennsylvania Motorcycle Insurance Plan. This plan provides financial assistance to victims of uninsured drivers. This may enable you to recover some compensation for your injuries, although it may not cover all of your losses. No matter the route you take to recover compensation for your injuries, it is important to speak with a qualified personal injury attorney. An attorney will be able to provide you with advice on the best way to pursue compensation and will be able to assist you in filing a claim or lawsuit.

What if I am hit by a car while riding a bicycle and the driver does not have insurance?

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