What if I am injured in a bicycle accident and the driver has no insurance?

If you are injured in a bicycle accident and the driver has no insurance, you may still be able to get compensation for your injuries. In New York, the No-Fault Insurance Law may provide you with some financial relief. This law requires drivers to purchase minimum liability insurance coverage that pays for medical bills and lost wages up to a certain limit. Depending on the severity of your injuries, this may cover all or some of the costs associated with your accident. If the No-Fault Insurance Law does not cover all of the costs associated with your bicycle accident, you may be able to pursue compensation from other sources. You may be able to sue the driver for damages such as pain and suffering, lost wages, and medical expenses that exceed your No-Fault coverage. Additionally, if the driver was acting recklessly or intoxicated at the time of the accident, you may be able to seek punitive damages. In New York, it is also possible that the driver was operating a vehicle with a fraudulent or invalid insurance policy. In this case, you may be able to file a claim with New York’s Motor Vehicle Indemnification Corporation (MVIC) to recoup any damages you suffer as a result of the accident. No matter the situation, it is important to speak with an experienced personal injury lawyer who can assess your case and help you determine the best course of action. The lawyer can also make sure that you are given fair compensation and that all applicable laws are followed.

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What if I am injured in a bicycle accident and the driver has no insurance?

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