What if the driver at fault in a bicycle accident does not have enough insurance?

If the driver at fault in a bicycle accident does not have enough insurance, the injured bicyclist still has legal options. In Michigan, the injured bicyclist can sue the driver who was at fault in the accident. The injured person can file a negligence lawsuit in which they will need to prove that the driver was negligent in some way, and that this negligence was the cause of the accident. In addition, the injured person may be able to make a claim against their own uninsured motorist coverage, if they have this on their own auto insurance policy. Uninsured motorist coverage pays for damages caused by a driver who lacks insurance or is underinsured. In Michigan, every driver is required to have this coverage, so it is a good idea for the bicyclist to have this coverage in their own car insurance policy. Finally, if the injured bicyclist does not have uninsured motorist coverage on their own policy, they may be able to seek compensation through the Michigan Assigned Claims Plan, which helps to provide compensation in cases where an uninsured motorist causes an accident. The Michigan Assigned Claims Plan provides a way for the injured party to receive compensation from an insurance company. In any of these cases, it is important to consult a personal injury attorney to discuss the specifics of the case and determine the best legal course of action.

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What if the driver at fault in a bicycle accident does not have enough insurance?

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