What if the driver at fault in a bicycle accident does not have enough insurance?

In the event of a bicycle accident in New Hampshire where the driver at fault does not have enough insurance, the injured cyclist may need to pursue legal action in order to receive compensation for their damages. In such a situation, the cyclist can file a legal claim against the driver. In this claim, the cyclist may be able to collect damages for medical bills, lost wages, and other expenses incurred both from the accident and from the cyclist’s recovery. If the claim goes to court, the judge will examine the evidence and decide if the driver was indeed at fault. The court may also look at the driver’s insurance policy to determine the level of coverage the driver had at the time of the accident. The court will then decide how much compensation the cyclist is entitled to based on the amount of insurance coverage the driver had. If the amount of coverage is not enough to cover the cyclist’s damages, they may be able to seek additional compensation through a personal injury protection policy. Additionally, the cyclist may also be eligible for compensation through their own insurance policy or through the driver’s insurance if the driver is found to be at fault. If all else fails, the cyclist may have to sue the driver in civil court in order to collect the unpaid compensation. In this case, the cyclist may be able to win punitive damages from the driver in addition to compensatory damages. Ultimately, if the driver at fault in a bicycle accident does not have enough insurance, the cyclist should consult an experienced bicycle accident lawyer to ensure their rights are protected and that they are able to receive the full compensation they deserve.

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What if the driver at fault in a bicycle accident does not have enough insurance?

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