What is the Debt Collection Improvement Act?

The Debt Collection Improvement Act (DCIA) is a federal law that was enacted in 1996. It was designed to help encourage the timely repayment of past-due debts and uncollectible debts owed to the federal government. The act allows the government to take certain steps to collect money it is owed, such as wage garnishment, tax refund interception, and the filing of administrative liens. It also requires the government to provide the debtor with proper notification of the debt and the collection actions that it plans to take in order to collect on the debt. Additionally, the DCIA also provides debtors with certain rights, such as the ability to dispute a debt and request a hearing if they feel the debt is incorrect or that they have already fulfilled their obligation to repay it. The DCIA applies to all debts owed to the federal government, including those originating in Oklahoma.

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What is the Debt Collection Improvement Act?

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