What type of insurance do I need to protect my vessel and myself in the event of a boating accident?

In Washington, being involved in a boating accident could potentially leave you and your vessel vulnerable to financial losses. Therefore, it is important to have the right insurance to protect yourself in the event of a boating accident. The type of insurance you need to protect your vessel in the event of a boating accident is called boat liability insurance. This type of insurance covers financial losses arising from property damage or bodily injury you may cause to another person. Boat liability insurance also covers repair costs for damaged boats and medical payments to injured people. In addition to boat liability insurance, you may wish to consider getting uninsured boat operator coverage. This type of coverage provides protection in case you are involved in an accident with someone who does not have insurance. Uninsured boat operator coverage will help cover the cost of property damage and medical payments. Finally, you may wish to consider adding uninsured boat passenger insurance to your policy. This type of coverage provides financial protection for yourself and other people who you allow to ride on your boat in the event of an accident. The type of insurance you need to protect your vessel and yourself in the event of a boating accident depends on what type of risks you are exposed to. It is important to do research and talk to your insurance provider to get the best coverage for your situation.

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What type of insurance do I need to protect my vessel and myself in the event of a boating accident?

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