What is the insurance coverage for a vessel involved in a boating accident?

In Washington, the insurance coverage for a vessel involved in a boating accident depends on a few factors. Generally, most boaters must have valid liability insurance coverage for the vessel in order to operate it lawfully in the state. This coverage is designed to protect the boater against any legal liability for an accident involving the vessel, including property damage or personal injury to third parties. The minimum amount of insurance coverage required for the vessel will depend on the size of the boat. For example, the minimum coverage amounts for a boat with motorized power up to 25 feet in length must have $300,000 of coverage, while boats over 25 feet must have $500,000 of coverage. Additionally, any vessel operating in Washington waters must carry a proof of insurance card onboard to confirm coverage. In the case of a boating accident, the insurance carrier will typically provide compensation based on the terms of the policy. Boaters should review their policy to determine the details of coverage, including the limits of liability, the types of damages covered, and any other exclusions or limitations. A boat owner’s policy may also provide coverage for personal injury and medical payments associated with an accident, depending on the coverage purchased.

Related FAQs

Are there any special laws regarding the insurance coverage for boats?
What are the most common defenses used in a boating accident case?
What type of evidence should I collect after a boating accident?
What types of evidence will I need to prove a boating accident claim?
What are the consequences of a boating accident?
What should I do if I am unable to pay for medical expenses related to a boating accident?
What should I do if I witness a boating accident?
Are there any special considerations for filing a boating accident claim?
What kinds of damages can I receive from a boating accident lawsuit?
What are the steps for filing a boating accident lawsuit?

What is the insurance coverage for a vessel involved in a boating accident?

Related FAQs

Related Blog Posts