Are there any special laws regarding the insurance coverage for boats?

Yes, there are special laws regarding the insurance coverage for boats in Washington. The state requires that any boat registered in Washington must have liability insurance coverage with minimum limits of $10,000 for property damage and $25,000 for bodily injury per person or death. This coverage must be in effect at all times when operating the boat. In addition, depending on the type of boat an operator has, additional coverage may be needed. For example, if an operator has a motorized vessel, they are required to obtain third-party liability coverage of up to $300,000. Washington also requires that all pleasure crafts must have at least $100,000 of liability coverage if they are used commercially. Operators are advised to purchase more coverage than the minimum requirements to ensure that they are adequately covered in the event of an accident. It is also important to note that all boaters must act responsibly and adhere to the rules and regulations of the waterway they are utilizing. In the event of an accident, the operator and their insurance coverage may be held liable. Thus, purchasing the proper insurance coverage and following all applicable laws is the best way to protect yourself from potential costly accidents.

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Are there any special laws regarding the insurance coverage for boats?

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