What is the best way to protect myself from liability in a boating accident?
The best way to protect yourself from liability in a boating accident in Virginia is to be prepared and obey the law. Virginia law requires all boats to have certain safety equipment on board, including life jackets, a fire extinguisher, a horn, and a sound-producing device. Make sure that your boat is properly equipped and that the equipment is in good condition. When operating your boat, be aware of the Virginia Boating Rules and Regulations which include maintaining a safe speed and giving way to other vessels at all times. Additionally, it is important to always be aware of your surroundings to avoid collisions. Alcoholic beverages should not be consumed while operating a boat. Virginia law requires that all boat operators have a valid Virginia Boating Safety Course Certificate and be at least 16 years of age. Additionally, be sure to check the weather report and recognize the dangers of high winds, lack of visibility or high waves. In order to protect yourself from liability in a boating accident, carry the necessary insurance coverage for your boat. You must carry a minimum of $50,000 in liability coverage, which can cover other vessels, docks, and debris that you may be liable for damaging in an accident. This can also include coverage for medical expenses you cause due to an accident. Lastly, you can protect yourself by documenting any damage that you may encounter, taking pictures and gathering witnesses’ information.
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