How do insurance companies handle brain injury claims?

When someone in California files a claim for a brain injury, insurance companies typically handle the claim like any other personal injury case. In order to receive compensation, the individual must demonstrate that another person was at least partially responsible for their injury. Generally, the insurance company pays out on the claim based on the amount of fault attributed to each party. Depending on the circumstances of the incident, the insurance company may also consider details that suggest the injured party’s behavior contributed to the injury. If this is the case, the insurance company may reduce the amount of the claim award or deny the claim altogether. Once liability has been established, the insurance company may hire medical professionals to evaluate the severity of the injury and its impact on the person’s life. The evaluation is often used to determine the appropriate amount of compensation to award. Further, the insurance company may consider any economic losses, such as medical expenses and lost wages, to adjust the amount of the award. In California, an attorney may be necessary to help an injured party navigate the claims process and negotiate with the insurance company. An attorney may also be helpful if the insurance company refuses to pay the amount requested or denies the claim entirely. It’s important to note that brain injury claims can become complex and involve a variety of legal procedures, so having an experienced attorney on the case is beneficial.

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How do insurance companies handle brain injury claims?

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