How do insurance companies handle brain injury claims?

When an individual in New York files a brain injury claim, insurance companies handle them on a case-by-case basis. The company must first determine whether or not the person is covered under their policy. If coverage is available, the insurer may further investigate the details of the injury and any existing medical records or documentation that can prove the extent of the injury and the person’s need for compensation. Once the insurance company has determined coverage and the severity of the injury, the claims process can begin. The injured individual must provide the insurance company with all pertinent information such as medical records, copies of bills, proof of lost wages, and more. The company may also request a statement from the individual about the incident and the resulting injury. The insurance company will then review the claim and determine the amount it will cover. This process can take several weeks or months, depending on the complexity of the case and the availability of documentation. The company will then make a decision and provide payment accordingly. In cases where the insurance company determines that the injury is not covered, the individual can always file suit in a court of law. Brain injury claims can be complicated, so it is important to immediately seek legal counsel if the insurance company does not offer the coverage needed.

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How do insurance companies handle brain injury claims?

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