How do insurance companies handle brain injury claims?
In Washington, insurance companies handle brain injury claims differently, depending on the type of insurance policy held by the injured person. If an injured person has a health insurance policy, such as a private health insurance plan or Medicaid, then their medical bills and related expenses for treatment of their brain injury will most likely be covered. However, if the injured person was in an accident caused by someone else, they may be entitled to receive compensation from the responsible party’s insurance company. In these cases, the insurance company will investigate the accident to determine liability and assess damages. The insurance company may then offer a settlement, which the injured person is free to accept or reject. In some cases, insurance companies may deny responsibility and refuse to provide compensation. In this situation, the injured person may need to retain legal representation to help prove their case and receive the compensation they deserve. Ultimately, the individual’s particular circumstances and the provisions of their insurance policy will determine how their brain injury claim is handled.
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